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Growing businesses need a financial partner that can respond with fast service and a full range of lending programs. For businesses throughout the area, the partner is United Bank. We offer several types of business loans to meet a variety of needs.


Smart Business Line of Credit

To give our business customers even more flexibility, Smart Business Banking offers optional credit lines to provide liquidity for larger expenditures or to supplement cash flow. Available in renewable two-year terms.

  • Credit lines from $10,000 to $50,000
  • Easy access by check or online with United's Smart Touch Business Online Banking
  • Online access to credit line transaction information and activity
  • Streamlined application process

Smart Business Line of Credit is subject to credit approval. Normal credit standards apply.


504 Loan Program

United Bank also participates with the Virginia Asset Financing Corporation and the Mid-Atlantic Business Finance Company in the 504 Loan Program. This program provides loans to businesses for the purchase or renovation of commercial building space, or to purchase equipment.



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