At its quarterly meeting held on February 29, 2000, the Board of Directors of United Bank appointed Kendal E. Carson to the posts of President and Chief Executive Officer and named him a Director of the Bank. Mr. Carson has been with Bank since 1992.

He has been a member of the senior management team and headed real estate lending area since that time, and was recently given responsibility as the Bank's chief credit officer. He will retain those posts in addition to his new duties as President, CEO and Director. Mr. Carson possesses over 22 years of banking experience, with special expertise in commercial and residential real estate. He is a graduate of George Mason University.

Also named to the Bank's Board of Directors was James J. Consagra, Jr. Mr. Consagra is Chief Operating Officer and Chief Financial Officer of United Bank, and is also an Executive Vice President of United Bankshares.

Mr. Consagra joined the Bank in 1992 with a background in public accounting. He currently manages the Bank's investment portfolio, chairs the Asset Liability Committee, and is a member of the Asset Liability Committee of United Bankshares. He is a graduate of James Madison University and is a Certified Public Accountant.

"These appointments are indicative of United Bank's commitment to continuity and excellence in our management team," said Richard M. Adams, Chairman and CEO of United Bankshares, Inc., the holding company for United Bank. "Our senior managers have substantial tenure with our organization and an extensive knowledge of the Washington metropolitan area. We believe this continuity works for the benefit of our customers and our employees." In addition to Carson and Consagra, United Bank's senior management team includes Glenn E. Kinard, EVP of Retail Banking, and D. Gene Merrill, President and CEO of George Mason Mortgage Corporation, a wholly-owned subsidiary that is the #1 mortgage provider in Northern Virginia.

United Bankshares, with $5.1 billion in assets, has 78 full-service offices in Virginia, West Virginia, Maryland, Ohio and Washington, D.C. United Bankshares stock is traded on the NASDAQ (National Association of Securities Dealers Quotation System) National Market System under the quotation symbol "UBSI".